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More about LV= Car Insurance

It’s our heart that sets us apart - get 5 star Defaqto rated Car Insurance

 Why choose LV=?

 Because there's plenty to smile about from the very start :)

 • We pay out on 99% of claims*
 • Discount when you buy your car insurance online
 • You could save 20% with our Multi Car policy**
 • Friendly UK-based call centres – there if you need to make a claim day or night, 24/7
 • We'll give you a lifetime guarantee on repairs***

 *99.6% of direct motor claims paid Oct ’20 – Sept ’21

**For new customers buying via the same channel: 27.3% would have saved 20% vs. multiple single policies Jun to Sep '21.

 ***when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts.

From theft to write-offs and even lost keys, you'll be covered with us. Here's what you'll like about our comprehensive cover:

 Accidental damage cover

• Scratched or dented your car? We pay for repairs so it's as good as it was before the accident
 Uninsured driver promise

• If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver

Misfuelling cover

• Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine

European cover

• Get the same level of cover as you have in the UK in the EU for up to 180 days a year. Perfecto! Need a Green Card? To apply, fill in this application

Vandalism promise

• If your car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess

Replacement child car seats

• We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage
 New locks and keys if your keys are lost or stolen (after all, accidents happen)


Maple Syrup Media Ltd is an Introducer Appointed Representative of Optimise Media (UK) Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) for general insurance activity under firm reference number 313408